An EOB is an Explanation of Benefits summarizing a medical visit with a doctor or specialist or a visit to a health care facility like an Urgent Care Center or Hospital.
The EOB includes the date of service, a summary of charges, an explanation of what’s covered under the health plan, and the amount the patient may need to pay under the health plan, such as a deductible, copayment, and coinsurance amount.
Your EOB is not a bill; it is a statement of medical services received and how you and your plan will share the costs. Your health care provider(s) will send a bill for any outstanding amounts due.