A Small Business Group Health Insurance Plan is a health insurance program offered by an employer to employees. Coverage availability is based on employees’ ongoing employment and benefits eligibility, which can vary by employer and/or state guidelines.
Under the Affordable Care Act (ACA), a small business may be an employer with up to 50 or 100 employees. In California, small groups can have up to 100 employees. In Nevada, small groups can have up to 50 employees. Above these limits, the group is considered a “large group.”